Terms of use

Initial draft subject to change.

About these terms

By using this website you agree to these terms. The site is operated by Cronk Advisory Ltd on behalf of Planetary Solvency. If you do not agree, please do not use it.

Information, not advice

Content on this site is provided for general information and discussion. It is not financial, investment, legal or other professional advice, and you should not rely on it as such. Our work involves scenarios and probabilities, which are not predictions or guarantees.

Intellectual property

Unless stated otherwise, the content on this site is owned by or licensed to us. You may share and quote it for non-commercial purposes with clear credit to Planetary Solvency and a link to the source. Reports published with partners, including the IFoA, are subject to the terms of the publishing organisation.

We link to third-party websites and resources. We do not control them and are not responsible for their content or policies.

Accuracy and availability

We take care to keep the site accurate and up to date, but we cannot guarantee that it is free from errors or always available. Some pages describe tools and programmes that are still in development, and details may change.

Limitation of liability

To the fullest extent permitted by law, we are not liable for loss arising from your use of, or reliance on, this site. Nothing in these terms limits liability that cannot be limited by law.

Governing law

These terms are governed by the laws of [England and Wales], and the courts of [England and Wales] have jurisdiction.

Changes

We may update these terms from time to time. The latest version will always be on this page.